The relationship between household debt and economic growth

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Date

2023

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Abstract

Household debt level is rising despite of crises and big interest rates in a lot of countries, it can lead to bigger problems starting from recession in global level to defaults of present economic system. The household debt to GDP ratio has increased to 15.14, to 2.49 percentage point bigger from last year even if the average interest rate was 15-20%. However, the economic growth is also increasing in similarly same temp, showing that growth of debts will bring to a growth of some sectors in economics. The article aims to show the link between household debt and economic growth in Kazakhstan between 1996-2022. To achieve this goal article provides the relation of household debt on economic growth by using several economic models like Vector Autoregressive, Autoregression integrated moving average (ARIMA), regression with Newey-West standard errors, Pearson’s correlation model and etc. In article there are two group of data, from 1996 to 2022 annually and from 2007 to 2022 quarterly. Result has shown that there is strong positive relation between household debt and economic growth. Also, by analyzing the result of all model estimations author concluded that household debt affects to economic growth positively.

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Keywords

GDP ratio, household debt, economic growth in Kazakhstan, masters dissertation

Citation

Bolatov N./The relationship between household debt and economic growth//Economics, Kaskelen-2023

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