Zhengis Zh.2024-09-052024-09-052023Zhengis Zh./Development of a strategy for the implementation of technologies and innovations in commercial banks of Kazakhstan/Economics, Kaskelen-2023https://repository.sdu.edu.kz/handle/123456789/1463The purpose of this to explore the current state of technology adoption and innovation in commercial banks in Kazakhstan and identify the challenges they face in implementing these technologies. The research paper aim to understand and recognize the relationship between innovation and financial performance of commercial banks in Kazakhstan. The research considered the theory of Disruptive innovations. Audited Financial reports of twenty-one commercial banks were used in Data analysis. The Dynamic Panel model was used to understand the impact of financial technology innovations to financial performance. Additionally, the research paper could also contribute to the existing literature on technology adoption and innovation in the banking sector in emerging economies.encommercial banksstrategyinnovationsmasters dissertationOther