Sultanova N.Tulegenova A.Suleimen B.2023-12-142023-12-142021N. Sultanova , A. Tulegenova , B. Suleimen / USING THE GINI COEFFICIENT TO BUILD A CREDIT SCORING MODEL / СДУ хабаршысы - 20212709-2631https://repository.sdu.edu.kz/handle/123456789/983Abstract. The credit scoring model is widely used to predict the likelihood of a customer default. To measure the quality of such scoring models, you can use quantitative indicators such as the GINI index, KolmogorovSmirnov (KS) statistics, Lift, Mahalanobis distance, information statistics. This article discusses and illustrates the practical use of the GINI index.enCredit scoringFair Isaac Corporation (FICO)GINIProbability of default (PD)Capital assistance program (CAP)Receiver operating characteristic (ROC)Area under the ROC curve (AUC)Confusion matrixTrue Positive RatioTrue False Positive RatioСДУ хабаршысы - 2021№2USING THE GINI COEFFICIENT TO BUILD A CREDIT SCORING MODELArticle