Meraliyeva F.2023-12-062023-12-062020F. Meraliyeva / ELECTRONIC COMMERCE AND PROBLEMS RELATED TO E-COMMERCE AND E-PAYMENT SYSTEM / СДУ хабаршысы - 20202709-2410https://repository.sdu.edu.kz/handle/123456789/912Abstract. Electronic Commerce is changing people’s culture of shopping and conducting business. Its impact reached the level of not only individuals, but also governments. Many experts believe that e-commerce has the bright future, and it impacts all levels of the society throughout the world. In this research paper, I discuss the impacts of e-commerce in the world from different perspectives including both positive and negative sides.enElectronic commerceregulatione-paymentcyber-crimephishingСДУ хабаршысы - 2020№2Article